Don't Borrow Trouble®...

Foreclosures continue to be a challenge for Springfield and Greene County.  Click below for the latest information on foreclosures in Springfield.
                                       Springfield Foreclosure Map
Click on the link below for charts that show the number of foreclosures in Greene County.
                                 Greene County Foreclosures Charts

Don't Borrow Trouble® is an educational campaign to step up the fight to combat predatory lending.  This program, sponsored by the Springfield-Greene County Reputable Lending Collaborative, has many community partners and sponsors that will help with various parts of the initiative. Don't Borrow Trouble® is made possible by Freddie Mac.  The mission of the SGCRLC is to combat predatory lending through a partnership of non-profit, governmental and business organizations by marketing, community outreach, educational presentations and legal services.  If you would like to request a presentation regarding any form of predatory lending, click on the link below.
                        Don't Borrow Trouble Presentation Request

If you feel you have been a victim of predatory lending, please click on the link below to file a complaint with the Better Business Bureau.  A representative of the collaborative will be in contact with you regarding this complaint.
                        File A Complaint Against A Predatory Lender

Click on the link below for the new video from Freddie Mac that pertains to avoiding mortgage fraud.
                                 Freddie Mac Mortgage Fraud Video

A May 2006 study published by the Harry S. Truman School of Public Affairs on the University of Missouri-Columbia campus indicates that in fiscal year 2004 2.4 million loans were made in 2004.  There were almost 1,200 payday loan companies in Missouri.  Click here for a copy of the study.
                                       Payday Loans in Missouri
Click below for a copy of the January 14, 2009 report from the Missouri Division of Finance to the General Assembly of the State of Missouri surveying payday loan companies in Missouri.
              2008 Report on Payday Loan Companies in Missouri

Collaborative partners for the initiative are:
         --Urban Neighborhoods Alliance
         --Consumer Credit Counseling
         --Community Partnership of the Ozarks' Caring Communities
         --Ozarks Area Community Action Corporation
         --Mayor's Commission on Human Rights
         --Habitat for Humanity
         --Legal Services of Southern Missouri
         --Catholic Charities of Kansas City-St. Joseph
         --Better Business Bureau

If you have viewed a presentation of the Don't Borrow Trouble® campaign but did not fill out an evaluation of the program, please click on the link below.

                Don't Borrow Trouble® Presentation Assessment

Business & lending sponsors for the initiative include (with links to their websites by clicking on the logo):

                                           

                       Community Foundation         Consumer Credit

                                        

                Systematic Savings & Loan        Great Southern Bank

                 
                        Commerce Bank                             Empire Bank

                                                 
                                UMB Bank                               Oak Star Bank

Click on the links below to learn more about the "Don't Borrow Trouble" initiative.

What is Predatory Lending?
Don't Borrow Trouble® Speaker's Bureau

Targets & Taglines of Predatory Lenders

Questions To Ask Your Lender

Tips To Avoid A Predatory Loan

To learn more about other organizations that are working to combat predatory lending and foreclosures, visit the websites below.